Tuesday, December 11, 2012

<div style="width:298px;height:248px;border:1px solid #adcfff;padding:0;overflow:hidden;text-align:center;font-family:verdana,arial,sans-serif;font-size:8pt;line-height:13px;background-color:#eff3ff;letter-spacing:0;text-transform:none;"><div style="width:298px;padding:6px 0;text-align:center;height:14px;font-weight:bold;font-size:12px;overflow:hidden;color:#36b;">My Listings</div><div style="width:298px;height:198px;text-align:center;font-family:verdana,arial,sans-serif;font-size:10px;background:white;"><iframe frameborder="0" height="198" scrolling="no" width="298" src="http://www.zillow.com/widgets/AgentWidgetMap.htm?ezuid=X1-ZUzacts6ns4mx5_9od0t&h=198&w=298"></iframe></div><div style="height:42px;width:298px;"><div style="display:table;overflow:hidden;width:298px;height:28px;color:#36b;"><div style="display:table-cell;vertical-align:middle;"><a href="http://www.zillow.com/lakeside-az/" target="_blank" style="color:#36b;display:inline-block;margin:0 auto;font-size:8pt;text-decoration:underline;"><span class="region">Lakeside</span> on Zillow</a></div></div></div></div>


<div style="width:298px;height:248px;border:1px solid #adcfff;padding:0;overflow:hidden;text-align:center;font-family:verdana,arial,sans-serif;font-size:8pt;line-height:13px;background-color:#eff3ff;letter-spacing:0;text-transform:none;"><div style="width:298px;padding:6px 0;text-align:center;height:14px;font-weight:bold;font-size:12px;overflow:hidden;color:#36b;">My Listings</div><div style="width:298px;height:198px;text-align:center;font-family:verdana,arial,sans-serif;font-size:10px;background:white;"><iframe frameborder="0" height="198" scrolling="no" width="298" src="http://www.zillow.com/widgets/AgentWidgetMap.htm?ezuid=X1-ZUzacts6ns4mx5_9od0t&h=198&w=298"></iframe></div><div style="height:42px;width:298px;"><div style="display:table;overflow:hidden;width:298px;height:28px;color:#36b;"><div style="display:table-cell;vertical-align:middle;"><a href="http://www.zillow.com/lakeside-az/" target="_blank" style="color:#36b;display:inline-block;margin:0 auto;font-size:8pt;text-decoration:underline;"><span class="region">Lakeside</span> on Zillow</a></div></div></div></div>


Tuesday, March 20, 2012

Is Your Mortgage out of Balance with your Budget?

It can happen quickly.

An expensive car repair, an unexpected hospital visit, a missed week of work – just a few little things and the life you’ve worked so hard to build can feel like it’s tipping dangerously out of balance.

Once the scales turn against you, it can feel like it is impossible to ever tip them back in your favor again. When your financial problems reach the point where they threaten your home, it is difficult to manage the stress. Sometimes it is even difficult to force yourself to seek help.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to provide financially-challenged homeowners with options to foreclosure, ensure that they steer clear of scams, and help navigate them through the solution that best meets their needs.

Choose to face the challenge with a professional on your side.

I can help you realign the balance in your financial life and tip the scales back in your favor. Call or email me and schedule your free, confidential consultation. We can work together to make sure you end up ahead.

Friday, February 3, 2012

IT'S A SIGN OF THE TIMES!

Most of us grew up thinking that if we planned well and played by the rules, we’d never have to stand by as our financial lives unraveled.

But upheaval on Wall Street, unacceptable rates of unemployment and plummeting real estate values have taken their toll. Since 2007, 7.9 MILLION homeowners have lost their homes to foreclosure. Current estimates are that ONE IN FOUR homeowners owe more on their mortgages than they could get from the sale of their home. Millions more homes will be lost to foreclosure before this real estate crisis runs its course.

The sad fact is that foreclosure is not an isolated event. For months leading up to the loss of a home, financially strapped homeowners live under a cloud of uncertainty. And then for many years afterwards, the blow to credit gets in the way of buying another home or buying anything on credit. Foreclosure even complicates employment prospects.

The impact of foreclosure is huge and the sad fact is that it’s often avoidable.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to provide financially strapped homeowners with options to foreclosure, ensure that they steer clear of scams, and help navigate them through the solution that best meets their needs.

Among the most important facts to keep in mind: the sooner help is sought, the better the options.

These are tough times, but more help is available than ever before. If you or someone you care about is ready to navigate away from the dark cloud of an unmanageable mortgage and realize that hope and blue skies are within reach, contact me today and let’s get started.

Stephanie Crain
928-242-4911
Stephanie@WMHRealty.com

Tuesday, January 10, 2012

Has your situation changed since you bought your home?

Seems like every time we think things might be getting back to normal, the economy tosses us another curve.

If the mortgage payment that that felt feasible at the time you closed on your home is no longer manageable, you are in good company. In fact, current estimates are that 6.3 million homeowners are in some stage of foreclosure.

Please know that I am here to help you and anyone you care about with any homeownership challenges that you might be facing during these tough times. I cannot emphasize enough that foreclosure is NOT the only option.

As a real estate professional who has achieved the Certified Distressed Property Expert (CDPE) designation, I am tapped into major lenders and the latest options for avoiding foreclosure and helping homeowners to get a fresh start to their lives.

Please don’t hesitate to let me know how I can help.

Respectfully yours,

Stephanie Crain
REALTOR
White Mountain Heritage Realty
928-242-4911